Insurance

Firstly, we do not sell insurance, nor do we get commissions, fees or any other compensation from insurance products, or from referring clients to those who do sell insurance. Our concern here is that you address your insurance needs – whatever they may be, with an insurance professional, or as otherwise befits you. We are always pleased to make a recommendation if you so wish. 

With the preceding firmly embedded, it is important that periodically you review your insurance situation – for all types of insurance. It is a question of not only do you have certain insurances, but do you have the right coverage. The typical ones that come to everyone’s mind quickly are things like life insurance, home and car insurance. Indeed, they should never be overlooked, and the appropriate respect should be given to them. However, perhaps thought of less often, but of considerable importance, are insurance coverages involving personal liability (often referred to as umbrella), disability and long term care. Whether or not any of these are right for you, and if so, how much you should have and all other related questions, should be addressed by you on a periodic basis.